Spread Payment Loans

Fee Funders spread payment loans allow individuals and businesses to pay for services and products over time. Loan terms and pricing are clearly set out, with a straightforward application process.

Why Choose a Spread Payment Loan?

Spread the cost of larger expenses over manageable monthly payments.

Flexible Instalments

Choose 3, 6, 9, or 12 month repayment terms, subject to eligibility and approval.

Better Budgeting

Spreading payments over time can help manage budgeting by avoiding large upfront costs.

Alternative to Traditional Lending

Apply online without visiting a bank branch. Applications are assessed based on individual circumstances.

Straightforward Application

Complete an online application with required information for assessment.

Approval Decisions

Applications are assessed and decisions are provided once all required information is received.

Clear Loan Terms

Loan terms, fees, and repayment obligations are clearly set out before you proceed.

Available for These Industries

Spread payment loans are available for a range of services and industries, for both individual and business clients.

Loan Rates & Terms

The following outlines indicative loan terms and fees for spread payment loans. Final terms are confirmed during the application process and are subject to approval.

Loan Terms 3, 6, 9, or 12 months
Standard Interest From 2.33% per month
Loan Setup Fee $240 (one-off)
Monthly Administration $10 per month
Early Repayment Available (early repayment fee may apply)

Rates and fees shown are indicative only. Final loan terms, pricing, and fees are confirmed as part of the application and assessment process and are subject to applicable regulatory requirements.

How It Works

1

Choose

Select the service or product you wish to pay for.

2

Apply

Complete the online application and provide the required information.

3

Assessment

Your application is assessed and a decision is provided once complete.

4

Payment

The service provider is paid once the first instalment has been successfully received.

5

Repay

You repay the loan through regular instalments in accordance with your agreed terms.

Ready to Apply?

Apply for a spread payment loan once you have reviewed the loan terms and repayment obligations.