Get Paid Now, Let Farmers Pay After Harvest

Farming income is seasonal, but expenses are not. Help your rural customers manage cash flow while you get paid immediately.

Get Started Calculate Quote

Challenges You Face

We understand the unique payment challenges in your industry.

Seasonal Income

Farmers have cash at harvest but need services year-round.

Large Equipment Costs

Machinery and services require significant investment.

Weather Uncertainty

Bad seasons can delay payments for months.

Services We Cover

Fee Funders can help you offer payment plans for a wide range of agriculture & rural services.

Farm Equipment
Agricultural Contracting
Fencing & Infrastructure
Irrigation Systems
Rural Building
Veterinary Services

Why Choose Fee Funders?

Seasonal Flexibility

Match payment timing to farming income cycles.

Earlier Payment

Receive payment once the customer's first instalment clears, without waiting for harvest timing.

Bigger Sales

Farmers invest in quality when costs are spread.

Weather Protection

Your payment is secure regardless of the season.

Benefits for Your Business

Here is how Fee Funders helps agriculture & rural businesses grow.

Seasonal Flexibility

Match payment timing to farming income cycles.

Earlier Payment

Receive payment once the customer's first instalment clears, without waiting for harvest timing.

Bigger Sales

Farmers invest in quality when costs are spread.

Weather Protection

Your payment is secure regardless of the season.

Rural Relationships

Support your farming community with flexibility.

Growth Ready

Take on larger contracts with confidence.

How It Works for Agriculture & Rural

Getting started with Fee Funders is simple. Here is how the process works for your business.

1

Sign Up Your Business

Register your agriculture & rural business with Fee Funders. It takes just 5 minutes and there are no setup fees or ongoing costs. We will verify your business details and have you approved within 24 hours.

2

Submit Your Invoice

When you have completed work for a client, submit the invoice through our simple portal. Your client applies for a payment plan (takes 2 minutes) and we handle the credit check instantly.

3

Get Paid in Full

Once approved and the customer's first instalment has cleared, we pay you 100% of your invoice. Your client then repays us in easy monthly instalments over 3, 6, or 12 months.

With Fee Funders vs Without

See the difference Fee Funders makes for your agriculture & rural business.

Without Fee Funders

  • Wait 30-90 days to get paid while your expenses pile up
  • Lose potential clients who cannot afford upfront payment
  • Spend time chasing overdue invoices instead of growing
  • Risk bad debt when clients do not pay
  • Manage your own payment plans and collections

With Fee Funders

  • Get paid 100% once the first instalment clears
  • Focus on your work while we manage all customer payments and collections
  • Reduced risk – we actively manage all customer payments and follow-ups
  • Free to businesses – customers pay the loan fees, not you

Common Questions

Questions agriculture & rural businesses often ask about Fee Funders.

How much does Fee Funders cost my business?
Fee Funders is completely free for your business to use. There are no setup fees, monthly costs, or hidden charges. Your clients pay a small interest fee (2.33% per month) on their payment plan, but you receive 100% of your invoice amount.
What happens if my client does not pay?
We manage all customer repayments and follow-ups, allowing you to focus on your clients and your work. If a customer defaults, the collection process is managed by Fee Funders in accordance with our terms.
How quickly will I get paid?
Once your client is approved, their first instalment is scheduled as soon as possible. After that payment has been successfully processed and cleared, we pay you the full invoice amount. This is typically around 7–10 days from the time of application.
What invoice amounts can I submit?
Fee Funders works with invoices from $500 to $50,000. Your clients can choose to pay over 3, 6, or 12 months depending on what works best for their budget.
Is there a limit to how many invoices I can submit?
There is no set limit. Invoice submissions are subject to ongoing assessment of your business and capacity. Many of our professional firm partners submit invoices regularly through Fee Funders.
View all FAQs
$50M+
Invoices Funded
100+
NZ Businesses
$0
Setup Fees
100%
Paid After First Instalment

Ready to Grow Your Agriculture & Rural Business?

Free to set up. No ongoing fees or obligation to proceed.

Get Started with Fee Funders Calculate Client Payments

Free to set up. No ongoing fees or obligation to proceed.