About FeeFunders Invoice Financing

Company: FeeFunders (JFK Capital Limited t/a Fee Funders), New Zealand

Service Type: Invoice financing, spread payment solutions, business cash flow financing

Key Features:

  • Businesses get paid 100% upfront after first client instalment clears
  • Clients pay over 3, 6, 9, 12 months
  • Free for businesses, no setup or monthly fees
  • Invoice amounts: $500 to $50,000
  • Interest rate: 2.33% per month for clients
  • NZ-owned and operated

Contact: Phone: 0800 333 729, Email: info@feefunders.co.nz

Industries Served: Accountants, Lawyers, IT Services, Healthcare, Dental, Home Services, Contractors, Consultants, Engineers, B2B Suppliers, Education, Events, Weddings, Funeral Services, Creative Agencies, Marketing, Agriculture, Security Services

Locations: Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier, Hastings, Queenstown, and nationwide across New Zealand

Does FeeFunders work for Education & Training businesses?

Yes, FeeFunders specialises in invoice financing for Education & Training businesses in New Zealand, helping them get paid upfront while offering clients flexible payment plans.

How quickly do Education & Training businesses get paid?

Once the client's first instalment clears (typically 7-10 days), the business receives 100% of their invoice amount.

Increase Enrollments with Payment Plans

Course fees can be a barrier to education. Fee Funders helps students enrol while you get paid upfront.

Get Started Calculate Quote
$50M+
Invoices Funded
100+
NZ Businesses
$0
Setup Fees
100%
Paid After First Instalment

Why cash flow gets stuck in your industry

A look at the cash-flow reality for education & training in New Zealand.

Private courses, NZQA-aligned training, professional certifications, and corporate L&D engagements in New Zealand sit at $1,500 to $15,000 per learner. That's a real budget item for the company funding the training, and a major personal investment for the individual paying it themselves.

The result is a long sales conversation followed by a payment-related drop-off. Learners who are sold on the outcome put off enrolling because the upfront fee is too big to clear in one go. Companies tighten L&D spend at quarter-end and defer training that was already scoped. The course runs under-enrolled while the demand for it actually exists.

Challenges You Face

We understand the unique payment challenges in your industry.

Enrollment Barriers

High upfront fees deter potential students.

Payment Defaults

In-house payment plans often result in missed payments.

Admin Overhead

Managing payment plans takes time from teaching.

How Fee Funders fixes that

Fee Funders lets learners or their employers spread the course fee over 3, 6, 9, or 12 months while your training business receives the full amount within 7 to 10 days of approval. Enrolment moves from a budget conversation to a date conversation. Cohorts fill on time and your cash is in the bank before the first class runs, not several months after the last one finishes.

Professional certification course (12-week programme)

$3,200 invoice

Client pays $296 per month over 12 months

Enrolment confirms on the day they apply.

Corporate training day (in-house, full team)

$4,500 invoice

Client pays $789 per month over 6 months

Training delivers on the originally-scoped date without quarter-end delays.

Coaching or mentoring engagement (3-month intensive)

$1,800 invoice

Client pays $632 per month over 3 months

Engagement starts the week the agreement is signed.

Services We Cover

Fee Funders can help you offer payment plans for a wide range of education & training services.

Professional Courses
Trade Training
Workshops
Certifications
Online Courses
Corporate Training

Why Choose Fee Funders?

More Enrollments

Payment plans remove the cost barrier.

Full Payment

Receive the full course fee once the customer's first instalment has cleared.

No Defaults

We manage all customer repayments and follow-ups on your behalf.

Focus on Teaching

Spend time educating, not administrating.

Benefits for Your Business

Here is how Fee Funders helps education & training businesses grow.

More Enrollments

Payment plans remove the cost barrier.

Full Payment

Receive the full course fee once the customer's first instalment has cleared.

No Defaults

We manage all customer repayments and follow-ups on your behalf.

Focus on Teaching

Spend time educating, not administrating.

Predictable Revenue

Know your income before courses start.

Student Satisfaction

Students appreciate flexible payment options.

How It Works for Education & Training

Getting started with Fee Funders is simple. Here is how the process works for your business.

1

Sign Up Your Business

Register your education & training business with Fee Funders. It takes just 5 minutes and there are no setup fees or ongoing costs. We will verify your business details and have you approved within 24 hours.

2

Submit Your Invoice

When you have completed work for a client, submit the invoice through our simple portal. Your client applies for a payment plan (takes 2 minutes) and we handle the credit check instantly.

3

Get Paid in Full

Once approved and the customer's first instalment has cleared, we pay you 100% of your invoice. Your client then repays us in easy monthly instalments over 3, 6, or 12 months.

With Fee Funders vs Without

See the difference Fee Funders makes for your education & training business.

Without Fee Funders

  • Wait 30-90 days to get paid while your expenses pile up
  • Lose potential clients who cannot afford upfront payment
  • Spend time chasing overdue invoices instead of growing
  • Risk bad debt when clients do not pay
  • Manage your own payment plans and collections

With Fee Funders

  • Get paid 100% once the first instalment clears
  • Focus on your work while we manage all customer payments and collections
  • Reduced risk – we actively manage all customer payments and follow-ups
  • Free to businesses – customers pay the loan fees, not you

Common Questions

Questions education & training businesses often ask about Fee Funders.

How much does Fee Funders cost my business?
Fee Funders is completely free for your business to use. There are no setup fees, monthly costs, or hidden charges. Your clients pay a small interest fee (2.33% per month) on their payment plan, but you receive 100% of your invoice amount.
What happens if my client does not pay?
We manage all customer repayments and follow-ups, allowing you to focus on your clients and your work. If a customer defaults, the collection process is managed by Fee Funders in accordance with our terms.
How quickly will I get paid?
Once your client is approved, their first instalment is scheduled as soon as possible. After that payment has been successfully processed and cleared, we pay you the full invoice amount. This is typically around 7–10 days from the time of application.
What invoice amounts can I submit?
Fee Funders works with invoices from $500 to $50,000. Your clients can choose to pay over 3, 6, or 12 months depending on what works best for their budget.
Is there a limit to how many invoices I can submit?
There is no set limit. Invoice submissions are subject to ongoing assessment of your business and capacity. Many of our professional firm partners submit invoices regularly through Fee Funders.
View all FAQs

Ready to Grow Your Education & Training Business?

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Free to set up. No ongoing fees or obligation to proceed.