About FeeFunders Invoice Financing

Company: FeeFunders (JFK Capital Limited t/a Fee Funders), New Zealand

Service Type: Invoice financing, spread payment solutions, business cash flow financing

Key Features:

  • Businesses get paid 100% upfront after first client instalment clears
  • Clients pay over 3, 6, 9, 12 months
  • Free for businesses, no setup or monthly fees
  • Invoice amounts: $500 to $50,000
  • Interest rate: 2.33% per month for clients
  • NZ-owned and operated

Contact: Phone: 0800 333 729, Email: info@feefunders.co.nz

Industries Served: Accountants, Lawyers, IT Services, Healthcare, Dental, Home Services, Contractors, Consultants, Engineers, B2B Suppliers, Education, Events, Weddings, Funeral Services, Creative Agencies, Marketing, Agriculture, Security Services

Locations: Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier, Hastings, Queenstown, and nationwide across New Zealand

Does FeeFunders work for Creative Agencies businesses?

Yes, FeeFunders specialises in invoice financing for Creative Agencies businesses in New Zealand, helping them get paid upfront while offering clients flexible payment plans.

How quickly do Creative Agencies businesses get paid?

Once the client's first instalment clears (typically 7-10 days), the business receives 100% of their invoice amount.

Win Bigger Projects, Get Paid Faster

Creative projects often come with big price tags. Help clients invest in their brand while you get paid upfront.

Get Started Calculate Quote
$50M+
Invoices Funded
100+
NZ Businesses
$0
Setup Fees
100%
Paid After First Instalment

Why cash flow gets stuck in your industry

A look at the cash-flow reality for creative agencies in New Zealand.

Brand identity work, web builds, video production, and full-service campaign engagements in New Zealand are quoted as project lump sums of $5,000 to $40,000. The work runs across weeks or months, but the payment usually concentrates at start and finish, with WIP carried in between.

Cash flow for creative agencies follows a predictable boom-and-stall pattern. Big projects tie up team capacity, freelancers and subcontractors get paid weekly, and the final invoice to the client lands at completion when the client is ready to scope the next thing rather than settle the last one. Margin compresses every time a final-payment conversation drags out.

Challenges You Face

We understand the unique payment challenges in your industry.

Long Payment Terms

Corporate clients expect 30-60 day terms that strain cash flow.

Project Scope Limits

Clients scale back projects to fit immediate budgets.

Feast or Famine

Project-based income creates unpredictable revenue.

How Fee Funders fixes that

Fee Funders lets your client spread the project fee over 3, 6, 9, or 12 months while you receive the full invoice within 7 to 10 days of approval. Subcontractors are paid, freelancers are paid, and the next project quote goes out without the previous one still outstanding. Clients who would have scoped down to fit a smaller cash budget stay with the full brief, and your team's WIP turns into actual cash on a predictable timeline.

Brand identity package (logo, system, guidelines)

$8,500 invoice

Client pays $746 per month over 12 months

Final assets are delivered with payment already settled.

Website build (design, dev, content, launch)

$12,000 invoice

Client pays $1,051 per month over 12 months

Site goes live without a final-invoice standoff.

Video production project (concept to delivered cut)

$5,200 invoice

Client pays $911 per month over 6 months

Edit suite, talent, and post are all covered before the next brief lands.

Services We Cover

Fee Funders can help you offer payment plans for a wide range of creative agencies services.

Website Design
Branding & Identity
Marketing Campaigns
Video Production
Content Strategy
Social Media Management

Why Choose Fee Funders?

Larger Projects

Clients approve full scope when they can pay over time.

Earlier Payment

Get paid once the customer's first instalment clears, rather than waiting 60 days after delivery.

Win More Pitches

Payment options give you an edge over competitors.

Scale Confidently

Predictable cash flow lets you hire and invest.

Benefits for Your Business

Here is how Fee Funders helps creative agencies businesses grow.

Larger Projects

Clients approve full scope when they can pay over time.

Earlier Payment

Get paid once the customer's first instalment clears, rather than waiting 60 days after delivery.

Win More Pitches

Payment options give you an edge over competitors.

Scale Confidently

Predictable cash flow lets you hire and invest.

Focus on Creative

Spend time creating, not chasing invoices.

Client Relationships

Remove payment friction from partnerships.

How It Works for Creative Agencies

Getting started with Fee Funders is simple. Here is how the process works for your business.

1

Sign Up Your Business

Register your creative agencies business with Fee Funders. It takes just 5 minutes and there are no setup fees or ongoing costs. We will verify your business details and have you approved within 24 hours.

2

Submit Your Invoice

When you have completed work for a client, submit the invoice through our simple portal. Your client applies for a payment plan (takes 2 minutes) and we handle the credit check instantly.

3

Get Paid in Full

Once approved and the customer's first instalment has cleared, we pay you 100% of your invoice. Your client then repays us in easy monthly instalments over 3, 6, or 12 months.

With Fee Funders vs Without

See the difference Fee Funders makes for your creative agencies business.

Without Fee Funders

  • Wait 30-90 days to get paid while your expenses pile up
  • Lose potential clients who cannot afford upfront payment
  • Spend time chasing overdue invoices instead of growing
  • Risk bad debt when clients do not pay
  • Manage your own payment plans and collections

With Fee Funders

  • Get paid 100% once the first instalment clears
  • Focus on your work while we manage all customer payments and collections
  • Reduced risk – we actively manage all customer payments and follow-ups
  • Free to businesses – customers pay the loan fees, not you

Common Questions

Questions creative agencies businesses often ask about Fee Funders.

How much does Fee Funders cost my business?
Fee Funders is completely free for your business to use. There are no setup fees, monthly costs, or hidden charges. Your clients pay a small interest fee (2.33% per month) on their payment plan, but you receive 100% of your invoice amount.
What happens if my client does not pay?
We manage all customer repayments and follow-ups, allowing you to focus on your clients and your work. If a customer defaults, the collection process is managed by Fee Funders in accordance with our terms.
How quickly will I get paid?
Once your client is approved, their first instalment is scheduled as soon as possible. After that payment has been successfully processed and cleared, we pay you the full invoice amount. This is typically around 7–10 days from the time of application.
What invoice amounts can I submit?
Fee Funders works with invoices from $500 to $50,000. Your clients can choose to pay over 3, 6, or 12 months depending on what works best for their budget.
Is there a limit to how many invoices I can submit?
There is no set limit. Invoice submissions are subject to ongoing assessment of your business and capacity. Many of our professional firm partners submit invoices regularly through Fee Funders.
View all FAQs

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Free to set up. No ongoing fees or obligation to proceed.