About FeeFunders Invoice Financing

Company: FeeFunders (JFK Capital Limited t/a Fee Funders), New Zealand

Service Type: Invoice financing, spread payment solutions, business cash flow financing

Key Features:

  • Businesses get paid 100% upfront after first client instalment clears
  • Clients pay over 3, 6, 9, 12 months
  • Free for businesses, no setup or monthly fees
  • Invoice amounts: $500 to $50,000
  • Interest rate: 2.33% per month for clients
  • NZ-owned and operated

Contact: Phone: 0800 333 729, Email: info@feefunders.co.nz

Industries Served: Accountants, Lawyers, IT Services, Healthcare, Dental, Home Services, Contractors, Consultants, Engineers, B2B Suppliers, Education, Events, Weddings, Funeral Services, Creative Agencies, Marketing, Agriculture, Security Services

Locations: Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier, Hastings, Queenstown, and nationwide across New Zealand

Does FeeFunders work for IT & Software Providers businesses?

Yes, FeeFunders specialises in invoice financing for IT & Software Providers businesses in New Zealand, helping them get paid upfront while offering clients flexible payment plans.

How quickly do IT & Software Providers businesses get paid?

Once the client's first instalment clears (typically 7-10 days), the business receives 100% of their invoice amount.

Get Paid Today for Your IT Projects

Support clients with flexible payment options for technology projects and services, while your business receives payment upfront.

Get Started Calculate Quote
$50M+
Invoices Funded
100+
NZ Businesses
$0
Setup Fees
100%
Paid After First Instalment

Why cash flow gets stuck in your industry

A look at the cash-flow reality for it & software providers in New Zealand.

IT projects in New Zealand are quoted in lump sums and delivered in months, but most SME clients budget in months and pay out of monthly cash flow. A network refresh, a custom integration, or a full website rebuild lands as a $5,000 to $30,000 invoice, which the finance person at the client end then quietly delays until the next quarter.

The pain is doubled because you've already paid suppliers. Hardware, licensing, and contracted dev hours all need to be paid before the client signs off. Margin compresses, projects stall in the final-payment phase, and the next quote hesitates because you're still chasing the last one.

Challenges You Face

We understand the unique payment challenges in your industry.

High Project Costs

Large upfront costs can scare off potential clients.

Long Sales Cycles

Budget approvals delay project starts.

Payment Delays

Milestone payments often arrive late.

How Fee Funders fixes that

Fee Funders lets your client spread the project cost over 3, 6, 9, or 12 months while you get the full invoice paid within 7 to 10 days of approval. That means your supplier costs are covered immediately and you're not financing the project out of your own working capital. Quoting bigger gets easier, deals close faster, and the awkward 'we just need to find the cash' delay disappears from the sales cycle.

Network hardware refresh and install

$8,500 invoice

Client pays $746 per month over 12 months

Suppliers are paid the same week the project finishes.

Custom integration project (Xero, CRM, automation)

$14,000 invoice

Client pays $2,438 per month over 6 months

Implementation goes live without a final-invoice standoff.

Cybersecurity package and staff training

$4,200 invoice

Client pays $387 per month over 12 months

Client treats it like a software subscription.

Services We Cover

Fee Funders can help you offer payment plans for a wide range of it & software providers services.

Software Development
IT Infrastructure
Cloud Migration
Managed Services
Cybersecurity
System Integration

Why Choose Fee Funders?

Close Larger Deals

Payment plans help clients say yes to bigger projects.

Cash Flow Support

Access funds early while customers pay over time, including milestone projects.

Competitive Advantage

Offer financing when competitors cannot.

Scale Faster

Predictable revenue lets you hire and invest.

Benefits for Your Business

Here is how Fee Funders helps it & software providers businesses grow.

Close Larger Deals

Payment plans help clients say yes to bigger projects.

Cash Flow Support

Access funds early while customers pay over time, including milestone projects.

Competitive Advantage

Offer financing when competitors cannot.

Scale Faster

Predictable revenue lets you hire and invest.

Reduce Risk

We take on the payment risk, not you.

Focus on Delivery

Spend time building, not chasing payments.

How It Works for IT & Software Providers

Getting started with Fee Funders is simple. Here is how the process works for your business.

1

Sign Up Your Business

Register your it & software providers business with Fee Funders. It takes just 5 minutes and there are no setup fees or ongoing costs. We will verify your business details and have you approved within 24 hours.

2

Submit Your Invoice

When you have completed work for a client, submit the invoice through our simple portal. Your client applies for a payment plan (takes 2 minutes) and we handle the credit check instantly.

3

Get Paid in Full

Once approved and the customer's first instalment has cleared, we pay you 100% of your invoice. Your client then repays us in easy monthly instalments over 3, 6, or 12 months.

With Fee Funders vs Without

See the difference Fee Funders makes for your it & software providers business.

Without Fee Funders

  • Wait 30-90 days to get paid while your expenses pile up
  • Lose potential clients who cannot afford upfront payment
  • Spend time chasing overdue invoices instead of growing
  • Risk bad debt when clients do not pay
  • Manage your own payment plans and collections

With Fee Funders

  • Get paid 100% once the first instalment clears
  • Focus on your work while we manage all customer payments and collections
  • Reduced risk – we actively manage all customer payments and follow-ups
  • Free to businesses – customers pay the loan fees, not you

Common Questions

Questions it & software providers businesses often ask about Fee Funders.

How much does Fee Funders cost my business?
Fee Funders is completely free for your business to use. There are no setup fees, monthly costs, or hidden charges. Your clients pay a small interest fee (2.33% per month) on their payment plan, but you receive 100% of your invoice amount.
What happens if my client does not pay?
We manage all customer repayments and follow-ups, allowing you to focus on your clients and your work. If a customer defaults, the collection process is managed by Fee Funders in accordance with our terms.
How quickly will I get paid?
Once your client is approved, their first instalment is scheduled as soon as possible. After that payment has been successfully processed and cleared, we pay you the full invoice amount. This is typically around 7–10 days from the time of application.
What invoice amounts can I submit?
Fee Funders works with invoices from $500 to $50,000. Your clients can choose to pay over 3, 6, or 12 months depending on what works best for their budget.
Is there a limit to how many invoices I can submit?
There is no set limit. Invoice submissions are subject to ongoing assessment of your business and capacity. Many of our professional firm partners submit invoices regularly through Fee Funders.
View all FAQs

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