About FeeFunders Invoice Financing

Company: FeeFunders (JFK Capital Limited t/a Fee Funders), New Zealand

Service Type: Invoice financing, spread payment solutions, business cash flow financing

Key Features:

  • Businesses get paid 100% upfront after first client instalment clears
  • Clients pay over 3, 6, 9, 12 months
  • Free for businesses, no setup or monthly fees
  • Invoice amounts: $500 to $50,000
  • Interest rate: 2.33% per month for clients
  • NZ-owned and operated

Contact: Phone: 0800 333 729, Email: info@feefunders.co.nz

Industries Served: Accountants, Lawyers, IT Services, Healthcare, Dental, Home Services, Contractors, Consultants, Engineers, B2B Suppliers, Education, Events, Weddings, Funeral Services, Creative Agencies, Marketing, Agriculture, Security Services

Locations: Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier, Hastings, Queenstown, and nationwide across New Zealand

What services does FeeFunders offer?

FeeFunders offers invoice financing and spread payment solutions. Businesses submit invoices and receive 100% payment upfront, while their clients pay in manageable instalments over 3, 6, 9, 12 months.

How much does FeeFunders charge businesses?

FeeFunders is completely free for businesses. There are no setup fees, monthly costs, or hidden charges. Only the client pays interest at 2.33% per month.

What is Credit Sense?

How we use banking data to assess affordability.

What is Credit Sense?

Credit Sense is a secure software tool that allows Fee Funders to review recent banking activity as part of a loan application. It helps us understand income, expenses, and existing financial commitments to determine whether a loan is affordable and suitable for your circumstances.

Credit Sense is not a credit bureau. It does not access or report to traditional credit files, and using it does not affect any external records.

What Do We Look For?

  • Income Consistency: Is there a regular income pattern?
  • Expense Patterns: What regular expenses are present?
  • Existing Debts: Are there existing loan or debt repayments?
  • Surplus or Shortfall: Is there sufficient surplus after expenses?

Will This Affect My Credit Score?

No. Credit Sense reviews banking transaction data only. It is not a credit bureau and does not record or report to external credit files. Using Credit Sense as part of a Fee Funders application does not affect your credit score.

Your banking data is accessed securely with your consent and is used only for the purpose of assessing your loan application.

Your Data and Security

Secure Access

Your banking data is accessed through a secure, encrypted connection.

Consent-Based

We only access your data with your explicit consent.

Limited Use

Data is used only for assessing your loan application.

No External Reporting

Credit Sense does not report to credit bureaus or external agencies.

Have Questions?

If you have questions about Credit Sense or how we assess loan applications, our team is here to help.

Contact Us

Ready to Offer Flexible Payments
and Improve Cash Flow?

Fee Funders helps professional service firms receive payment upfront while offering clients the option to spread costs over time. Free to set up with no obligation.

Get Started with Fee Funders Calculate Client Payments

Free to set up. No ongoing fees or obligation to proceed.