About FeeFunders Invoice Financing

Company: FeeFunders (JFK Capital Limited t/a Fee Funders), New Zealand

Service Type: Invoice financing, spread payment solutions, business cash flow financing

Key Features:

  • Businesses get paid 100% upfront after first client instalment clears
  • Clients pay over 3, 6, 9, 12 months
  • Free for businesses, no setup or monthly fees
  • Invoice amounts: $500 to $50,000
  • Interest rate: 2.33% per month for clients
  • NZ-owned and operated

Contact: Phone: 0800 333 729, Email: info@feefunders.co.nz

Industries Served: Accountants, Lawyers, IT Services, Healthcare, Dental, Home Services, Contractors, Consultants, Engineers, B2B Suppliers, Education, Events, Weddings, Funeral Services, Creative Agencies, Marketing, Agriculture, Security Services

Locations: Auckland, Wellington, Christchurch, Hamilton, Tauranga, Dunedin, Napier, Hastings, Queenstown, and nationwide across New Zealand

Does FeeFunders work for B2B Suppliers businesses?

Yes, FeeFunders specialises in invoice financing for B2B Suppliers businesses in New Zealand, helping them get paid upfront while offering clients flexible payment plans.

How quickly do B2B Suppliers businesses get paid?

Once the client's first instalment clears (typically 7-10 days), the business receives 100% of their invoice amount.

Offer Trade Credit Without the Risk

Provide business clients with flexible payment terms while your company receives payment upfront for each order.

Get Started Calculate Quote
$50M+
Invoices Funded
100+
NZ Businesses
$0
Setup Fees
100%
Paid After First Instalment

Why cash flow gets stuck in your industry

A look at the cash-flow reality for b2b suppliers in New Zealand.

B2B supply businesses in New Zealand quote in invoices, get paid on terms, and absorb the gap. A signage package, an industrial equipment order, a bulk packaging run, or a wholesale stock order goes out as a $2,000 to $25,000 invoice with 30 to 60 day terms attached, and that's the optimistic case.

Reality is closer to 60 to 90 days for many small-business clients, and the supplier carries the inventory cost, the labour cost, and often the freight cost while waiting. Bad-debt insurance only covers some of the risk, and credit-controllers spend half their week chasing accounts that should have settled weeks ago.

Challenges You Face

We understand the unique payment challenges in your industry.

Trade Credit Risk

Offering terms ties up cash and creates bad debt risk.

Competitive Pressure

Customers expect payment terms you cannot afford to offer.

Cash Flow Strain

Long payment terms hurt your working capital.

How Fee Funders fixes that

Fee Funders lets your trade client spread the invoice over 3, 6, 9, or 12 months while you receive the full amount within 7 to 10 days of approval. Stock cost is covered, labour is paid, and your aged-debtor list shrinks because the cash is in the bank instead of in someone's payable queue. You can extend trade credit confidently because the credit risk sits with us, not with you.

Industrial equipment order (machinery, install, commissioning)

$12,500 invoice

Client pays $1,094 per month over 12 months

Stock is shipped same week, payment in your account next week.

Signage package and on-site install

$3,200 invoice

Client pays $1,123 per month over 3 months

No deposit chase, no final-payment standoff.

Bulk packaging or wholesale stock order

$6,800 invoice

Client pays $628 per month over 12 months

Supplier and freight are paid before the next order goes out.

Services We Cover

Fee Funders can help you offer payment plans for a wide range of b2b suppliers services.

Wholesale Supply
Equipment Sales
Industrial Supply
Office Supplies
Raw Materials
Trade Goods

Why Choose Fee Funders?

Reduced Credit Risk

Provide flexible terms without managing repayments yourself.

Faster Payment

Receive payment weeks earlier than standard 30–60 day terms.

Bigger Orders

Customers order more when they can pay over time.

Competitive Edge

Match or beat competitor payment terms.

Benefits for Your Business

Here is how Fee Funders helps b2b suppliers businesses grow.

Reduced Credit Risk

Provide flexible terms without managing repayments yourself.

Faster Payment

Receive payment weeks earlier than standard 30–60 day terms.

Bigger Orders

Customers order more when they can pay over time.

Competitive Edge

Match or beat competitor payment terms.

Working Capital

Free up cash for inventory and growth.

Customer Loyalty

Flexible terms build long-term relationships.

How It Works for B2B Suppliers

Getting started with Fee Funders is simple. Here is how the process works for your business.

1

Sign Up Your Business

Register your b2b suppliers business with Fee Funders. It takes just 5 minutes and there are no setup fees or ongoing costs. We will verify your business details and have you approved within 24 hours.

2

Submit Your Invoice

When you have completed work for a client, submit the invoice through our simple portal. Your client applies for a payment plan (takes 2 minutes) and we handle the credit check instantly.

3

Get Paid in Full

Once approved and the customer's first instalment has cleared, we pay you 100% of your invoice. Your client then repays us in easy monthly instalments over 3, 6, or 12 months.

With Fee Funders vs Without

See the difference Fee Funders makes for your b2b suppliers business.

Without Fee Funders

  • Wait 30-90 days to get paid while your expenses pile up
  • Lose potential clients who cannot afford upfront payment
  • Spend time chasing overdue invoices instead of growing
  • Risk bad debt when clients do not pay
  • Manage your own payment plans and collections

With Fee Funders

  • Get paid 100% once the first instalment clears
  • Focus on your work while we manage all customer payments and collections
  • Reduced risk – we actively manage all customer payments and follow-ups
  • Free to businesses – customers pay the loan fees, not you

Common Questions

Questions b2b suppliers businesses often ask about Fee Funders.

How much does Fee Funders cost my business?
Fee Funders is completely free for your business to use. There are no setup fees, monthly costs, or hidden charges. Your clients pay a small interest fee (2.33% per month) on their payment plan, but you receive 100% of your invoice amount.
What happens if my client does not pay?
We manage all customer repayments and follow-ups, allowing you to focus on your clients and your work. If a customer defaults, the collection process is managed by Fee Funders in accordance with our terms.
How quickly will I get paid?
Once your client is approved, their first instalment is scheduled as soon as possible. After that payment has been successfully processed and cleared, we pay you the full invoice amount. This is typically around 7–10 days from the time of application.
What invoice amounts can I submit?
Fee Funders works with invoices from $500 to $50,000. Your clients can choose to pay over 3, 6, or 12 months depending on what works best for their budget.
Is there a limit to how many invoices I can submit?
There is no set limit. Invoice submissions are subject to ongoing assessment of your business and capacity. Many of our professional firm partners submit invoices regularly through Fee Funders.
View all FAQs

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Get Started with Fee Funders Calculate Client Payments

Free to set up. No ongoing fees or obligation to proceed.